Arkansas Insurance Adjuster Practice Exam

In which section of an insurance policy might you find the following statement? "'We, us, and our' refers to ABC Insurance company."

1. Definitions

2. Exclusions

3. Coverages

4. Conditions

The correct answer is: Definitions

Insurance policies can often be complex and it can be helpful to know which entities are being referred to throughout the document. In this case, the pronouns "we, us, and our" are being specifically defined and associated with ABC Insurance company. This information would typically be found in the Definitions section of an insurance policy. The other sections mentioned contain information about specific coverages and conditions, but would not likely provide a definition of the pronouns used in the document. Exclusions may list certain people or entities that are excluded from coverage, but would not provide an umbrella definition of the insurance company itself.